“I love politicians. I can always rely on them to have fewer scruples than I do.” “Old age is not as bad as it seems. It allows you to make excuses for things that you never did well anyway.” “Free speech is entirely desirable, unless someone uses it to disagree with you.” Anil Bhalla isn’t afraid to say what we’re all thinking in this hilarious new book of quotations, observations, and ruminations on everyday living and the state of the modern world. Pen in hand, he tackles everything from religion to relationships with wry humor and plenty of self-deprecation. Bhalla knows he might be curmudgeonly and sarcastic, but we’re all the better for it as he lets his personality fly free in As a Wise Man Once Said… Bhalla provides invaluable observations about himself, wisdom, time, love, life, truth, virtue, temptations, money, politics, society, people, relationships, golf, and God. Slip this book into your pocket for the next time you’re seeking the perfect phrase to sum up your experiences, or give it to the astute observer in your life. Anil Bhalla grew up in India. After receiving his bachelor of technology and MBA, he embarked on a thirty-five-year banking career that took him all over the world, including London, Tokyo, Hong Kong, Mumbai, and New York. He is a retired vice-chairman of investment banking for JPMorgan.