Why Write This Book? The idea of using high cash value life insurance as a vehicle for personal banking is not new. It isn't even that revolutionary. It's been around and in use for over 160 years. There are quite a few popular books on the subject, and I've read them all. But they all fall flat in some way. Oh, some of them are good books, by good writers who pack them full of good information. But I haven't found one that offers a concrete pathway, a method you can use to analyze your personal finances to see whether or not becoming your own personal banker is a good solution for you, and then demonstrates a way to make it happen. That's why this book had to be written. Your banker would prefer you don't read this book. Your banker hopes you don't take the next step and use the free web tools to find out how much money you are actually giving to the bank, and how much you could potentially save and keep for yourself, your loved ones, and your heirs. And if the numbers work out in your favor, your banker really hopes you don't take the final step and join the family of those fortunate people who have learned the (not so secret) secret of how to become financially secure by Banking Like a Bank . Why, if enough people become their own Personal Banker, your banker might have to hold off buying that third or fourth vacation home. They might have to settle for one less fancy sports car in the garage. They could even be forced to put off one of their vacations to Europe because they have to stay back at the office and actually work for a living! In fact, if you care for the welfare of your banker at all, you should stop reading this book right now and throw it away.