One of “The Best Books for Personal Growth in 2025!” — Oprah Daily Atomic Habits and Psychology of Money meets Investing 101 and Personal Finance 101 as financial superstar Bernadette Joy breaks down how using her CRUSH program can help you get out of debt, save money, build wealth, and live a more financially comfortable life. Get ready to Crush Your Money Goals and turn to the power of habits to make lasting financial changes! When it comes to building financial health, adopting good money habits that will last (and dropping bad ones) can insure financial freedom. In Crush Your Money Goals , you will find information on the psychology behind why habits work to achieve goals, and twenty-five simple habits to adopt, and which to drop, to help you invest properly, budget, save, climb out of debt, and so much more. Join expert money coach Bernadette Joy as she guides you through her C.R.U.S.H. approach to financial wellness, a program she’s been using for years to help her followers get in financial shape. With C.R.U.S.H., you will learn to: -Curate Your Accounts -Reverse into Independence -Understand Your (Net) Worth -Spend Intentionally -Heal Your Money Wounds Each letter covers 5 easy-to-implement habits you will use to take control of your finances. From trying the $1 rule and facing your financial fears to holding a digital detox and decluttering your calendar, Crush Your Money Goals will have you saving money in no time! By changing your patterns with better habits, you’ll be on your way to making financial changes not just for today, but for tomorrow! "Joy is a big voice in debt management and personal finance, and her book empowers readers to realize their own lives are worth the investment." — Library Journal “Joy delivers crucial value to those struggling to achieve financial agency.” — Oprah Daily “Right on the money!” — Publishers Weekly “She is a master at weaving relevant stories and concepts together and, at the same time, making everyone in the audience feel like she’s the truth-speaking best friend they need.” —Jessica Bufkin, FinCon Director of Events “Bernadette is for the everyday person—to maximize their time, finances, and resources. She’s so dang practical.” —Eugene Robinson, TV host and NFL player “Bernadette’s lived experience adds depth and relatability to her approach, making her an invaluable resource for anyone looking to improve their financial situation.” —Stefanie Gonzales, Women’s Wealth Effect “Bernadette brings joy to finance in a way that most people need—and most people don’t even imagine is possible.” —Yinka Ewuola, founder of the Cashflow Accelerator “Bernadette has been such a blessing in my life. She’s always doing something for others. She is so smart and wise beyond her years and thinks way outside the common way of thinking.” —Carla Carlisle, mental health advocate and TEDx speaker “Bernadette helped me unlock the golden handcuffs of big banking. She truly cares and brings a refreshing and relatable style to personal finance that’s a breath of fresh air. Who knew budgets and finances could be fun? I didn’t—until I met Bernadette!” —Megan Spivey, founder of Career Outfitters “Following Bernadette’s principles, I have paid off over $50,000 of credit card debt, quit my job, and launched a luxury residential interior design business in Charlotte, North Carolina. Thanks to Bernadette, I have generated over a million dollars in revenue—and am doing it debt-free!” —Marie Matthews, luxury interior designer "Joy is a big voice in debt management and personal finance, and her book empowers readers to realize their own lives are worth the investment." — Library Journal “Joy delivers crucial value to those struggling to achieve financial agency.” — Oprah Daily “Right on the money!” — Publishers Weekly “She is a master at weaving relevant stories and concepts together and, at the same time, making everyone in the audience feel like she’s the truth-speaking best friend they need.” —Jessica Bufkin, FinCon Director of Events “Bernadette is for the everyday person—to maximize their time, finances, and resources. She’s so dang practical.” —Eugene Robinson, TV host and NFL player “Bernadette’s lived experience adds depth and relatability to her approach, making her an invaluable resource for anyone looking to improve their financial situation.” —Stefanie Gonzales, Women’s Wealth Effect “Bernadette brings joy to finance in a way that most people need—and most people don’t even imagine is possible.” —Yinka Ewuola, founder of the Cashflow Accelerator “Bernadette has been such a blessing in my life. She’s always doing something for others. She is so smart and wise beyond her years and thinks way outside the common way of thinking.” —Carla Carlisle, mental health advocate and TEDx speaker “Bernadette helped me unlock the golden handcuffs of big banking. She truly cares a