Conscious Finance is a self-help guide to a complete money makeover. It offers a practical, usable plan for building a comfortable and productive relationship with money, starting from the inside out. Unlike other books on personal finance, it helps you not only with the technical side of money, but also with the often neglected emotional or psychological side of finance. If you feel stuck in a cycle of destructive money decisions, or you worry constantly about money, the problem may have more to do with your emotions than your finances. Money choices are governed, not by logic and facts, but by your deepest emotions and beliefs about money. You can identify and change those unconscious beliefs and the destructive behaviors they generate. This book shows you how. It explains the hidden beliefs about money we all have--beliefs we aren't even aware of, but that can keep us making the same money mistakes over and over. More significantly, it offers detailed and specific exercises to help you change those beliefs in order to successfully change your financial habits for the better. In addition, Conscious Finance offers clear, easy-to-understand explanations and instructions for managing money. For novices, it provides all the information you need to create and follow a workable spending plan, get out of debt, invest wisely, and plan for the legacy you want to leave. For those already knowledgeable about finances, it includes cutting-edge information on asset protection and on choosing financial advisors. The authors, who are financial planner and client, share their own stories with humor and insight, presenting authoritative financial advice in a warm, readable style. This book goes far beyond strategies for solving immediate money problems. It is a unique blend of information on exterior finance (the mechanics of managing money) and interior finance (your emotional relationship with money). Conscious Finance includes exercises for clarifying your life aspirations and setting goals to help you achieve them. This book can help you learn to give money its appropriate place in your life--not as something to be accumulated for its own sake, but as a valuable tool to be respected and used to help you build a satisfying and fulfilling life. This second edition includes a foreword by country music legend Wynonna Judd. She is one of many clients who have used the tools described in Conscious Finance to help build a healthier relationship with money. Money has been around a long time but we still know very little about how deeply and profoundly it affects our lives. Our histories, our experiences, our deepest fears and our most cherished goals are inextricably tied to our relationship with money. Rick Kahler and Kathleen Fox have performed a seminal service to the world of personal finance with this breakthrough work which has taken that which was hidden and brought it into the light of CONSCIOUS FINANCE. They'll help you discover the truth about money in your life, and that truth will set you free. --Mitch Anthony, Author of The New RetireMentality, Founder of The Institute for Financial Life Planning As a financial planning professional, I am disappointed in many of the self-help books on personal finance that stress the quantitative steps necessary to accumulate wealth and ignore the more important interior issues. Rick and Kathleen have written a wonderful book that helps readers to not only improve their finances, but to improve their lives. --Roy Diliberto, CFP, Author of Financial Planning: The Next Step A truly balanced approach to financial "security" and fulfillment, combining tools for both inner and outer growth and transformation. Anyone who is having any kind of money issues can truly benefit from this wonderful book. And for those who already think their relationship with money is on solid ground, this book may help uncover some long-forgotten, hidden beliefs just in time to save you money, time, and a lot of grief. --Marie Jones, Bookideas.com Rick Kahler, MS, CFP®, ChFC, CCIM, is a life-long resident of Rapid City, South Dakota. He is president of Kahler Financial Group, which he founded in 1981 as the first fee-only financial planner in South Dakota. In 2006 and 2007, he was recognized by Bloomberg's Wealth Manager as the largest financial planning firm in a seven-state region. His firm, which attracts a nationwide clientele, specializes in the integration of financial coaching, counseling, and traditional financial planning. Rick has served on and chaired the South Dakota Investment Council, managing a multi-billion dollar portfolio. He has served nationally in several leadership capacities with the Financial Planning Association. He is also a nationally renowned speaker and educator. His workshops and seminars draw some of the world s wealthiest and most influential people. In addition to this book, Rick is co-author of The Financial Wisdom of Ebenezer Scrooge: 5 Principles to Transform Your Relat