Secrets of wealth building are revealed in the book, Count Your Beans!! William D. Danko, co-author of the New York Times best seller, The Millionaire Next Door, says that everyone should read this book! Learn a behavior modification approach and take the journey to reach and sustain your desired financial comfort zone. Learn how to successfully navigate the camouflaged pathway that so many have followed to enhance their financial wellbeing. Readers of this book have an opportunity to become dynamically engaged wealth generating participants. Everyone should read, Count Your Beans!! This Book is essential reading for ages 16 to 32. It should be required reading for all over the age of 32. Dr. Danko What do your neighbors do to improve their financial condition? What does their financial plan look like? What are their secrets to success? The answers are all in the book! The idea behind the book, Count Your Beans!! Is pretty straightforward- it offers readers the opportunity to get on track and be proactive for a better future. The book offers exercises, practices, plans and strategies for wealth building that are easily discussed and understood. Natalie Strom, Coastal Breeze News Millionaires count their beans! Van Ness and Sommers have blazed a trail on the pathway to riches for you to follow step-by-step. Everyone should read this book! William D. Danko, Ph.D. co-author of The New York Times best-selling book, The Millionaire Next Door In an uncertain economy, it is hard to find the right financial plan.  Nationally, unemployment is 4.5%, but the real unemployment rate (U-6 plus marginally attached and part-time) is 8.3%.  Savings rates are in the tank.  The stock market, at times, is still a wild roller coaster ride.  Some homeowners remain 'underwater'.  Our country is 20 trillion dollars in debt!  But, that's not all... long-term unfunded liabilities are $126 trillion or $1.1 million liability for each U.S. tax payer according to the Federal Reserve.   Count Your Beans!! ~ A Pathway to Riches ,  is designed to help in most any financial situation.  Wealth building is possible even in troubling times. There's no need to be theoretical about your current financial standing. Let's do a hard core review of your fiscal reality. After all, unless you know where you are it's impossible to have a target destination. "This book is an everlasting financial gift for you, your children and grandchildren!" William D. Danko, Ph.D. co-author of the New York Times best-selling book - The Millionaire Next Door Richard J. Van Ness, Ph.D. Dr. Van Ness is a bean counting millionaire. His career includes the positions of controller of an international construction company, management consultant, professor of finance and accounting, and author of seven books. He has trained thousands of learners in the art and science of wealth building. Dr. Van Ness firmly believes that quality financial knowledge invariably leads to a sustainable higher standard of living. W. Ralph Sommers, M.A., E.A. W. Ralph Sommers is a Tax Accountant and an Enrolled Agent who practices before the IRS. His extensive tax experience spans more than three decades. Ralph is nationally certified to present Federal Tax topics in New York State with the National Association of Tax Professionals. Mr. Sommers advises counting and accruing beans as an ongoing practice of high priority and achieving "cool bean" status. (Refer to Chapter 1)