Fintech is changing the landscape of the Financial Industry with innovative technologies, lower costs, faster processing speeds, customer engagement, and seamless customer experience. Banks and Financial institutions face high competition from fintech firms, which essentially offer the same products at lower cost and provide superior customer experience. This book will explore the role of these transformational technologies in areas such as payment systems, financial regulation, crowdfunding, robotic investments, and cryptocurrencies. Blockchain technology has powered the rise of Bitcoins and other digital currencies. Blockchain technology has gained prominence and has been widely adopted in several industries in recent years due to its unique characteristics, such as decentralization, security, immutability, cryptography, and censorship resistance. This book will additionally include valuations of cryptocurrencies, investments, risks, and the role of multinational Institutions and regulatory agencies in participating in this new wave of digital money. Foundations in "Fintech and Cryptocurrency" includes in-depth coverage of topics needed for a foundational class on Fintech and Cryptocurrency. The book dives deep into transformative technologies such as Fintech, Regtech, Insurtech, AI, blockchain, and digital currencies. Students will find this book a valuable resource to learn about Bitcoin, Ethereum, and several other third-generation cryptocurrencies. I have used this textbook for a Fintech/Cryptocurrency class in MIS at Walton College of Business, University of Arkansas. This book is up to date on the latest developments. It is a sound choice for navigating the exciting world of digital currencies and the constantly evolving technological breakthroughs, including the development of the Metaverse. Daniel Conway- Chair, US Blockchain Standards Body Teaching Professor, Walton College of Business, University of Arkansas Have you heard of Neo banks? Would you like to know more about crowd financing? Or maybe you are trying to understand why your coworker decided to own a Crypto Kitty. Foundations in Fintech and Cryptocurrency is a comprehensive introduction to Fintech that will answer your questions about the Fintech Industry. The author, Shoba Premkumar has explained high level concepts in a manner that is accessible to a wide spectrum of readership. Abir Qamhiyah- Founder and CEO- ISEEK Corporation