HP 12C: INDUSTRY STANDARD SINCE 1981 – Trusted by professionals in real estate, banking, and finance for over 40 years. The HP 12C finance calculator remains the go-to tool for fast and accurate calculations in high-stakes business environments. 120+ FUNCTIONS FOR FINANCIAL ANALYSIS – Calculate loan amortization, bond pricing, mortgage payments, NPV, IRR, depreciation, and more with this large calculator. Built-in business and statistical functions allow you to perform complex calculations in just a few keystrokes. RPN ENTRY FOR FASTER WORKFLOWS – Reverse Polish Notation (RPN) allows for efficient data entry with fewer keystrokes and no formulas. This RPN calculator is perfect for a mortgage payment calculator, accounting calculator, business calculator, or real estate calculator for desktop. PROGRAMMABLE FOR REPEAT TASKS – The HP12C desk calculator stores custom keystroke sequences for repeated use. This large calculator supports up to 20 cash flows for IRR/NPV analysis, modeling investment scenarios, projecting returns, and automating routine calculations. INCLUDES CLEANING CLOTH, CASE & BATTERIES – Compact design fits easily on a desk or crowded table area. Includes a protective carrying case, cleaning cloth, and comes with pre-installed batteries so it's ready to use out of the box. A great choice for home finances, business professionals, and accountants. The HP 12C has set the standard for financial calculators for over four decades. Trusted by professionals in real estate, banking, and corporate finance, it’s highly sought after for its speed, reliability, and efficient data entry using Reverse Polish Notation (RPN). With more than 120 built-in functions, the HP 12C is built to handle everything from loan amortization to bond yield calculations – without the need for spreadsheets or formulas.

KEY FEATURES:

120+ built-in functions
Reverse Polish Notation (RPN)
TVM, NPV, IRR, amortization
Bond and loan calculations
Programmable keystroke memory
Supports 20 cash flows
One-line LCD display
Compact and durable
Includes cleaning cloth
Includes case and batteries
Long battery life

LEGACY PERFORMANCE FOR TODAY’S PROFESSIONALS

The HP 12C remains a top choice for financial professionals who value speed and precision. With a simple one-line display and tactile, well-spaced keys, it’s designed for real-world use in business, finance, and accounting.

RPN ENTRY FOR FASTER RESULTS

Reverse Polish Notation allows for efficient calculation with fewer keystrokes – ideal for experienced users handling repetitive or multi-step financial tasks. It eliminates the need for parentheses and reduces input errors over time.

BUILT-IN FINANCIAL TOOLS

From calculating mortgage payments and loan amortization to running internal rate of return (IRR) and net present value (NPV) analyses, the HP 12C handles common and complex financial operations with ease. Just a few keystrokes deliver instantaneous accurate results.

PORTABLE WITH PROTECTIVE CASE

Compact enough for carrying to and from the office, the HP 12C comes with a protective case and a pre-installed battery.