Your legacy is how you live, not just what you leave. Family wealth is often emotionally charged, whether you have a small nest egg or financial abundance. Wealth creates unique opportunities and challenges. The greatest challenge is the least discussed: the place where money, values, and family intersect. As the level of our wealth increases, our decisions become more complex and sophisticated. In Legacy, Dr. Richard Orlando explores the five most important family wealth decisions that directly impact us, our families, and our legacies. Orlando offers wisdom, stories, and step-by-step advice for optimizing these decisions by aligning them with our values, purpose, and faith, in essence, our spiritual capital. These questions involve leading a happy and fulfilled life, the ability to transfer wealth, preparing the next generation for the opportunities and responsibilities of wealth, and so on. If you are concerned about one or more of these issues, or if you are a professional advisor who has tried to help your clients with these issues, this book is a must-read. "The well-written book features clear, accessible advice that, though it may be intended for the wealthy, could apply to anyone interested in financial planning. A valuable tool for those concerned about leaving a legacy, financial and otherwise." --Kirkus Reviews "Richard Orlando, trusted advisor to many of the world's wealthiest families, shares the essential strategies he uses to help his clients make value-driven decisions about managing their wealth and establishing a meaningful multigenerational legacy." --Chip Conley, New York Times bestselling author of Emotional Equations "Richard Orlando's financial management advice shows we can live a connected, service-oriented life in touch with our values while building an enduring family legacy of success. Orlando provides critical guidance for navigating major life decisions to make sure they strengthen relationships rather than driving families apart." --Keith Ferrazzi, New York Times bestselling author of Who's Got Your Back and Never Eat Alone "I've long been an admirer of Dr. Orlando's groundbreaking work helping families integrate their spiritual and financial ideals. His book is an excellent resource for those who still feel there is something important lacking in the wealth management experience." --Hannah Shaw Grove, author of The Family Office "Richard Orlando's book Legacy brings into our consciousness the fundamental role of spiritual capital in a family's flourishing and in the happiness of its individual members. Richard teaches us that when a family's human,intellectual, social, and financial capitals are joined with its spiritual capital it stands a strong chance of avoiding the universal cultural proverb 'short sleeves to shirt sleeves in three generations' and the suffering it defines." --James E. Hughes, Jr., author of Family Wealth and Family, and coauthor of The Cycle of the Gift Family life is a journey with predictable milestones: Every fork in the road, speed bump, and change of direction requires a decision to be taken. Whether it is a decision related to the recent global financial crisis or a liquidity event, a marriage or divorce, a death, the birth of a baby, a career change, or some other issue, all individuals and families will face important successes, conflicts, and transitions that impact our wealth. As our wealth rises, it magnifies any relationship issues that exist among our family members, blurs the lines between love and money, and makes decision making more complex and sophisticated. How you plan for your legacy and answer the five most important family wealth decisions will directly impact you and your family for generations to come. My purpose in this book is to help you and your family lead flourishing lives in the context of wealth. The book will help you know how to answer these five questions as well as secure the reason for your answers. How do I ensure a happy and fulfilled life for myself and my family? - How do I transfer my wealth to my children and others I care about? - How do I prepare the next generation in my family for the opportunities and responsibilities of wealth? - How do I best give and share my resources with others? - How do I ensure that my family business (whatever it may be) flourishes? If you have asked yourself one or more of these questions or if you are a professional advisor who has tried to help your clients answer these questions, this book is for you. Richard J. Orlando, Ph.D., founder and CEO of Legacy Capitals LLC, serves as a trusted advisor, coach, and educator to affluent individuals and families. He also consults, coaches, and trains the different types of professional advisors who work with affluent individuals and families.