This is a PUBLIC SERVICE MESSAGE FOR NO-FAULT IN NEW YORK. Your Memoir entry (Memories Nobody Wants—Pastry Chef Whipped by No-Fault Dean Kropp) in the 2026 Pulitzer Prize competition has been approved in the memoir category. Winners and Finalists will be announced on May 4, 2026. The book is also entered in Amazon's Storyteller 2025 competition. This is about the memory that nobody wants. I could only wish this on the insurance adjusters so they can experience what I experienced after two car accidents, one in 2000, another in 2004, that left me injured almost for good. Fortunately, I had GEICO car insurance, so I thought I was covered, right? WRONG. GEICO didn't tell me about the concussion that I sustained in the first car accident and GEICO left me injured after the second car accident, allegedly. Supposedly No-Fault car insurance makes sure you get your injuries taken care of, so you don't have to go to court. Unfortunately, these two car accidents sent my life spinning out of control with never having a chance of even having one leg to stand on to get better. The situations were out of my hands from the beginning. GEICO failed to tell me that I might have a concussion, as per medical report dated December 14, 2000, from GEICO's doctor they hired to examine me, Dr. Daniel DeSimone. This triggered an out-of-control tailspin of my life which engaged me in an IRS audit and getting sued for medical expenses that happened all together at about the same time. Are you prepared to have your life take a nosedive because you were injured by no fault of your own while driving your car? Most of us are not, because we think the insurance laws are written to protect us. They are not written to protect us. They are written to protect the insurance company. So, we don't have a leg to stand on. Battling the corruption, allegedly, between the courts and the insurance company would take 100 lifetimes. All I can do at this point is to tell my story with this book. Now you can be the judge.