Drowning in Debt? Wondering How to Grow Rich? The economy continues to have ups and downs and is still, to a great extent, recovering from the pandemic, which put millions of companies out of business. Now, we’re in a massive wave of layouts from the tech industry, pharmaceutical companies, and national retailers that are hitting people in the pocketbook. Even those who previously held 6-figure jobs are struggling to find employment in an extremely competitive market. Baby boomer retirees are forced to find part-time jobs immediately after retiring. People are struggling financially. Duncan MacLeod offers the tips and tricks that he learned to go from poverty and couch surfing to a life of prosperity. It reads like your kind and wise friend offering you helpful tips and a lot of common sense. With Duncan's guidance, you, too, can have an abundant life! Wealth is not a big salary or your possessions; wealth is when your money earns money - 10% of all you earn is yours to KEEP (not spend) - Freeze your credit cards in a Tupperware bowl of water - Be grateful for your bills - somebody trusted you. "When I met Duncan, I was broke, working two jobs and with a tragically low credit score.   Like the kindly and wise gay uncle I always needed, Duncan MacLeod helped me turn my finances around and, in the process, my entire life.  This book is filled with money miracles!" -  Becca Anderson, author of the bestselling Badass Affirmations "Some of my therapy clients have money issues, which are common among people who are working toward mental wellness.  I refer them to Duncan, who has the expertise, concern and care that they need to go from fiscal fog to financial clarity. This book is a real miracle!" - Claudia Gonson, LCSW "As a former COO of a financial services organization with 21 years of experience advising individuals and businesses on cultivating healthy and responsible relationships with money, I highly recommend this book. As Duncan’s executive coach, I witnessed the tremendous impact he had on his own clients, whom he coached using the principles outlined in this book. They’re actionable and transformative, regardless of how much money you earn or have. Reading this book will make an incredible difference in your financial life, and thus, your overall life." - Amy Chambers, Executive Coach and author of 7 V.I.R.T.U.E.S. of Exceptional Leaders and 6 H.A.B.I.T.S. of Powerful People Duncan MacLeod is an author, publisher, filmmaker, and musician who was born and raised in Northern California. He holds an MBA from the University of Southern California (USC).  In his financial coaching practice, he has developed an approach to wealth building for anyone, from broke artists and authors to those nearing retirement. He lives in Los Angeles, CA. Becca Anderson comes from a long line of preachers and teachers from Ohio and Kentucky. The teacher side of her family led her to become a woman’s studies scholar and the author of The Book of Awesome Women. An avid collector of meditations, prayers and blessings, she helps run a “Gratitude and Grace Circle” that meets monthly at homes, churches and bookstores in the San Francisco Bay Area where she currently resides. Becca Anderson credits her spiritual practice with helping her recover from cancer and wants to share this with anyone who is facing difficulty in their life. She is the author of Think Happy to Stay Happy and Every Day Thankful . This book is for the person who is still struggling to understand the difference between wealth and income. Their eyes glaze over when someone talks about stocks. Or maybe they have credit card or student loan debt and fear they’ll never get ahead of it. Maybe they are having trouble earning and saving money, deciding between paying rent, eating, or paying their bills. It’s also for the children of wealthy parents who want or need to make their own way in the world. Really, the book is for anyone who feels they’re missing some information about money. I’m going to give a lightning-fast overview of how money works, how to increase it, how to be ‘wealthy’, and how to do it easily, smarter, without breaking your back at a thankless, low-paying job. Throughout the book you will find "Money Miracles" - quick and easy ways to get a hold of your finances and make positive steps toward financial freedom.