It’s one of the biggest questions parents struggle to answer: “How are we going to afford the best education for our children?” Sadly, despite their best efforts, many families deplete their education savings before their children even finish college. Often they don’t know enough about the financial-aid process to receive the help that could have made all the difference. Financial Planner and College Funding Advisor Harold A. Green fills in the blanks by providing the ultimate guide to tackling the astronomical cost of a higher education. In "Paying for College in the 21st Century" he shows middle and upper-middle class families how to qualify for more need-based financial aid through long term financial planning and proper decision-making. He covers: • Why college tuitions are so high in the first place • The ins and outs of completing the FAFSA and PROFILE applications • The biggest myths about paying for college • The do’s and don’ts that can cost a family thousands of dollars in aid • How proper planning can protect the parents' current lifestyle and future retirement plans Harold A. Green is the owner of HG Capital Advisors. He has worked in Hawaii as a financial planner and consultant since 1996. He created HG Capital Advisors in 2004 to provide college funding consulting and planning services to help families send their children to college without jeopardizing their lifestyles or financial goals. He lives on the island of Oahu in Honolulu, Hawaii, with his wife and two children, one of whom is a student at MIT.