***revised and updated for 2025*** Saving for retirement is like climbing a mountain. It takes a long time and one wrong move can be disastrous. But building a nest egg and getting to the top of the mountain is only half the battle. The journey back down the mountain is even more dangerous—and it’s where most losses occur. In this book, Joe F. Schmitz Jr. shares a simple way to protect what you’ve worked so hard to create and to ensure your money makes it through the treacherous terrain called retirement. After reading this book, you’ll appreciate and understand: How Tax Planning strategies can ensure you do not overpay in taxes - Where Investment Planning can help you take less risk in retirement - When Income Planning with a distribution plan can lead to success - Why Healthcare Planning is nearly inevitable to plan for - What Estate Planning documents and strategies must be in place Saving for retirement is one thing. Enjoying retirement and making your money last is quite another. By following this proven process you’ll be fully equipped to enjoy your trek down the mountain of retirement and will have taken every precaution to ensure a safe arrival. You deserve to enjoy your retirement without worrying about risks, dangers, or loss. Read this book to learn how to protect your savings—and your family—using the 5 Pillars of a Peak Retirement plan.