Teach kids smart money habits early—with Penny the Smart Piggy Bank! From financial literacy author Derek Pollard, creator of From Paycheck to Progress, comes a fun and colorful story that helps children understand saving, spending wisely, and sharing. Join Jamie and his friendly piggy bank, Penny, as they discover that even one small coin can grow into big dreams. Through simple rhymes, bright illustrations, and bonus activity pages, kids ages 3–7 learn money basics in a way they can understand. This book helps children: • Learn the difference between needs and wants • Practice saving with the Spend–Save–Share method • Build patience and smart decision-making • Understand kindness through sharing Because financial literacy should start early—and it can be fun. Perfect for parents, teachers, homeschool families, and grandparents who want to give kids a head start in life.