If you're an investor searching for a safer way to invest, ask yourself three questions: Would you like to generate a passive and meaningful income stream in all market conditions? - Would you like to generate this income stream consistently? - Would you like an alternative with less risk than investments subjected to the volatility of the stock market? If your answer to at least one of the three questions is "yes," then this award-winning book is a must-read for you. Private Money Lending: Learn How to Consistently Generate a Passive Income Stream by Gustavo J Gomez, Ph.D. is a groundbreaking book that explores a not-so-well-known area of investing -- private mortgage lending. In this well-researched and masterfully written book, the author unveils secrets and strategies that will help readers maximize on their investments. This is a book for people who want to consistently generate passive streams of income, people who want to understand what it takes to win in a volatile investment market and people who want to minimize the risk in their investments. The author explains the risks involved in the stock market and how the Federal Reserve policy impacts negatively on investors. But he moves on to provide powerful strategies that will allow readers to make the best choices for their investments. Gustavo J Gomez, Ph.D. comes across as an expert in the area of generating passive income, an author who puts years of research and information in front of his readers that they need to know. The writing is down-to-earth, a conversational, relaxed style that makes for a delightful read. The reader feels the assurance of reading work from an expert who has invested a lot of time and research in the subject and has uncovered powerful facts and strategies that can help them invest successfully. What I loved so much about this book is the fact that it doesn't sell a product and the author doesn't distract readers by inviting them to join some master class. The book itself is a master class. One feels that he has poured all his research into this book in a style that is very accessible to ordinary readers. Private Money Lending: Learn How to Consistently Generate a Passive Income Stream is a priceless gem for those who are interested in transforming their personal finances into streams of passive income.--- Reviewed by Romuald Dzemo for Readers' Favorite; 5 Stars! Gustavo J. Gomez, Ph.D. creates a successful, readable, and thorough guide to financial literacy in the post-2008 market and an enlightening read for soon-to-be retired individuals seeking safer ways to invest. The author does an excellent job of educating the reader from A to Z on many financial topics. However, the central focus of the book is helping the reader gain enough literacy to begin to generate a passive income stream. In fact, Private Money Lending is a layman's bible for financial literacy." Reviewed by Megan Roth for IndieReader in Huffington Post Best Reviewed Book of December 2017; 4.3 Stars! The sincerity of the author becomes apparent after reading just a couple of chapters. It doesn't seem contrived or intended to promote a product, service or agenda. The material is thorough and seems to be well researched. The depth of information is quite notable. As I understand it, this book was the product of the author's Ph.D. dissertation. I wish every book on finance was as honest, informative and engaging. --- Very well done; 5 stars! Amazon customer reviewer Very few books are Gems, and this is one of them. To the point and very thorough, written with great care and completeness.--- 5 Stars! Dr. George Alden I only wish I had knowledge like this when I was younger. I could have made much smarter investments with the money I have earned from all my jobs over the years. I also appreciate all the outside references to truly fill-out the dedicated investors knowledge on this subject. It is written in such a way that a topic that could be mundane or boring comes off as something exciting. The author's passion and know-how really make this book more interesting. I was sparked by his excitement over this subject. I highly recommend this well-researched, well-written piece of investment gold for anyone looking to increase their knowledge on private mortgage lending as a possible source of passive income. Molly S. Amazon reviewer, 5-Stars This is a must-read for any person who is trying to control their personal finances and plan their retirement. I especially recommend as a summer read for college kids, so they can get a grasp of personal finances before earning serious money. This, not an infomercial, Dr. Gomez is not selling his own brand, but rather gives you a comprehensive tour of personal finances. The book has an interesting approach since it was created out of a Ph.D dissertation. It is written in plain language but is chock-full of references for further reading for the history buffs and economy majors. After reading this you wil