Ladies, this collection of stories from moms who have successfully worked full-time, freelance, self-employed, and in other ways, while also raising amazing children and providing financial freedom for their families, has room to add more--your story! Start it today! Of all life’s financial shocks, few compare to the $250,000 price tag--not including college!--of raising a child. How will you pay for it? Many mothers have agonized over that question, letting it fuel their decisions concerning careers, budgets, and families. The only thing they can all agree on is: there are no easy answers. However, there are plenty of rewarding possibilities! Mining successful moms’ experiences to uncover both career advice and strategies for spending and saving anyone can use, Smart Mom, Rich Mom includes stories, checklists, action steps, planning tools, and more to help other moms learn how to: Prepare financially for parenthood, as well as adding to your litter - Balance thrift with generating income and investing wisely - Find flexibility at work while safeguarding your earning potential - Save for both college and retirement - Plan for unexpected events Smart Mom, Rich Mom explores how women today are navigating the financially challenging career/parenting years. This invaluable resource for moms everywhere chronicles women who have stayed in the game as both moms and businesswomen--full-time, freelance, self-employed, and more--and emerged more prosperous and empowered than before having children. "Anyone who tells you women don't need financial advice specifically for them is wrong. Whether you're the caretaker, the breadwinner, or both, Smart Mom, Rich Mom will be an indispensable resource for you." -- Jean Chatzky, Financial Editor, The Today Show "As someone who grew up in a family where money was mysteriously managed by my Dad and talked about in whispers, who was ignored by male financial advisers who talked only to my husband even as I held all the paperwork, and who's been terrified of budgets my whole life, Kimberly Palmer's Smart Mom, Rich Mom is not only a breath of fresh air, but essential reading. This is the book I needed 20 years ago. Smart. Practical. Inspiring. Palmer demystifies money at every stage of the life cycle, argues convincingly why this matters for women, and, thank God, for those of us who've made dumb decisions in the past, shows how it's never too late to change. -- Brigid Schulte, author of the "New York Times" bestseller, "Overwhelmed" "Smart moms don't need more tips about pinching pennies or clipping coupons. They need strategies to help them build real wealth over time. They need to know how to grow their own incomes, set aside money for retirement, pay for their children's college educations and deal with the financial realities of unpaid maternity leaves and child care. In this must-read guidebook, financial columnist Kimberly Palmer offers tools, information and advice to help you create the life you want for your family."-- Liz Weston, author of "The 10 Commandments of Money" "This book is the guide every mom needs to make sure she is creating wealth for family. If you want to be able to send your kids to college, retire one day and go on the vacations you want, Smart Mom, Rich Mom is essential -- and enjoyable -- reading." -- Farnoosh Torabi, Financial expert and host of the award-winning podcast, "So Money." "Most financial advice for women dwells on coupons and shoes. Not this book. Kim has created an empowering guide for moms who want to take care of their families financially and build real wealth in the process." -- Laura Vanderkam, Author, "I Know How She Does It" "It's up to us moms to take care of our families--financially and otherwise--and this book shows us how. From saving for college to funding our own retirements, "Smart Mom, Rich Mom "gives us the game plan we need to build wealth for our families. I can't wait to give a copy to my daughters!" -- Barbara Stanny, author, "Secrets of Six-Figure Women" and "Prince Charming Isn't Coming" "As a business journalist and mom, Irelate to so much of what Kimberly Palmer has to say in Smart Mom, Rich Mom. Palmer combines updated classic common sense with actionable modernadvice in a way that is motivating and encouraging. The stories she shares areboth instructive and inspiring. I loved reading how she changed her own moneyhabits because of the lessons she learned writing this book! She is like apersonal money cheerleader to get moms on the right track at just the righttime. " -- Bobbi Rebell, chief U.S. correspondent for Business Videoand personal finance columnist, Reuters, and author, "How to Be a FinancialGrownup: Proven Advice from High Achievers on How to Live Your Dreamsand Have Financial Freedom" Kimberly Palmer , author of The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life, was the senior money editor at "US News & World Report" for nine years.