Start Smart. Finish Rich! Most people don’t fail financially because they don’t work hard enough—they fail because they don’t know the rules of money. Baker’s Dirty Dozen: Start Smart, Finish Rich! reveals the 13 principles that can help you avoid costly mistakes, build lasting wealth, and take control of your financial future. In this practical and surprisingly entertaining guide, you’ll learn how to: Find a path that will fulfill you. - Learn how to set up your 401(k) and Roth IRA. - Break free from the chains of debt. - Turn financial stress into financial confidence. Whether you’re a student just starting out or a professional rethinking your next chapter, this book is your roadmap to financial independence. “Smart, clear, and surprisingly fun… I just wish I’d had this book when I was younger.” -Harry Thomason, Hollywood Director & Producer, Designing Women, Hearts Afire “If every student about to graduate could just understand these 13 principles… this is your financial cheat code.” -Sarah Catherine Gutierrez, CFP®, Founder Aptus Financial “Reading this book will change your life… a masterful page-turner brimming with practical advice.” -Dr. Beth Anne Rankin Baker, Coauthor of The Economics of Freedom