As more and more baby boomers reach retirement age and because retirement seems to come at an earlier age, the importance of saving for your nonworking years has become increasingly apparent. Many people find themselves worrying that they will not be able to maintain their current lifestyle once they retire. However, the strategies provided in this book will help turn your IRA into a wealth-building tool. The Complete Guide to IRAs and IRA Investing will show you how to take control of your investment future and make sure your IRA investments are performing. You will learn about Roth IRAs, traditional IRAs, SEP IRAs, SIMPLE IRAs, and self-directed IRAs, the advantages and disadvantages to each, and how to choose the right plan for you. You will learn about the Economic Growth and Tax Relief Reconciliation Act of 2001, rules regarding distribution, roll overs, transfers, and conversions between accounts, valid adjustments, adjusted gross income, annual contribution limits, potential penalties, and tax-deductible contributions. This book details the myths and truths about IRA investing and IRS guidelines. In addition, this book will show how to open an IRA, choose the right financial adviser, and how to set up your account with a custodian or IRA administrator to deal with the day-to-day activities, such as depositing contributions and executing and settling transactions. The Complete Guide to IRAs and IRA Investing provides insight and insider secrets to help secure financial victory after your retirement. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed. Pre-millennial investors were much more inclined to pick up a second home in Aspen than a book on IRAs. But times have changed. More often than not, tax-deferred accounts in the past were seen as an added bonus nice, but not necessary. Now, the special status given to IRAs can mean the difference between having a satisfactory retirement and having any retirement at all. Whether individuals consider themselves investors or not, today s citizens need as much information as possible in order to navigate the world oftentimes, alien world of retirement accounts. There are Roths, SEPs, SIMPLEs, 401(k)s, self-directed IRAs, and many more vehicles to choose from. Just deciding which account to open can be difficult enough, let alone understanding what investments are available to each account, how they work, what fees and taxes may be involved, and what profits could be made. Furthermore, baby boomers leaving the workplace in record numbers will soon have to make a decision about their 401(k)s and other corporate-sponsored retirement accounts: keep them linked to their former employer s plan (if given that option) or roll them into their own IRAs. Most financial experts agree that one of the best ways to aggressively grow a retirement account is to roll one s 401(K) into a personal IRA after terminating employment. However, after investing for years in company stock or simply choosing a conservative, modest, or aggressive portfolio, most adults are neither prepared to make independent investment decisions nor make them in the wisest way. For these reasons, and many more, Dee Burks The Complete Guide to IRAs and IRA Investing is essential first-aid for any American looking forward to a happy retirement. This, quite frankly, is one of the most thorough books available on Individual Retirement Accounts. Other than a few specialty books on purchasing alternative investments with IRA money, I have been hard-pressed to find a book that addresses both traditional and non-traditional investments available to an IRA. Thankfully, this book does. Surprisingly few people know that they can invest in real estate with their IRA, or that they can build their nest egg by making private loans (even small ones) with the money they have in their account. The fact that the average American is unaware of these kinds of options is what bars most people from realizing their full earning potential within their IRAs. As the CEO of a leading, truly self-directed IRA services provider, I have seen firsthand the significant benefits a truly diversified retirement account can provide. One of my favorite proverbs has always been, Don t put all your eggs in one basket. Along with that, I have also preached, Look before you leap. Ms. Burks sees these two cautionary adages as nec