Make sense of international personal finance with expat-specific expert advice The Cross-Border Family Wealth Guide is the long-awaited financial handbook for families, with expert insight from a financial advisor who specializes in expat issues. Whether you're an American living abroad, or foreign-born and living in the U.S., this book demystifies the complex issues surrounding the worldwide tax system, international information reporting, sensible investments, international real estate, and retirement planning. When your wealth crosses international borders, managing even the most mundane financial affairs can become wrought with time-consuming complexity; moving money, opening accounts, dealing with currency risks and translation, and setting up investments suddenly involves a whole new set of rules and regulations. Your 401(k), IRA, or annuity must be handled properly to retain certain tax benefits, and retirement planning takes on a brand new dimension of difficulty. This book shows you how to navigate the maze to make sure your money keeps working for you. Real world examples illustrate solutions to common problems, and real, actionable advice gives you a solid plan for your next steps. While personal finance management is rarely simple, the recent crackdown on tax havens and increased tax collection vigilance has made things even more difficult for cross border families. This book answers your questions, and shines a light on the way forward to long-term financial security for international families. Navigate the complexities of international taxation - Get specific guidance on retirement planning - Make sense of how real estate fits into your financial picture - Invest appropriately to maximize growth for the future - Manage your assets and tax benefits across borders With the right know-how, cross border professionals can make sensible investment and financial planning decisions, but credible guidance is rare and difficult to find. Simple and practical, with targeted advice, The Cross-Border Family Wealth Guide is the international family's solution for avoiding financial confusion. Managing personal finances is always a challenge. For those who are either foreign citizens living in the states or U.S. citizens abroad, the simple process of planning for retirement can seem impossible due to the complexities of managing money across borders. The Cross-Border Family Wealth Guide demystifies the issues relating to taxes, investing, real estate, and retirement and then sheds light on many little-known opportunities available to cross-border families. Whether your cross-border financial connection involves a job, inheritance, property, or other investments, this book deals with many of the most common challenges people face when managing wealth globally. The information here is grounded in research and experience both advising hundreds of families facing cross-border concerns and interviewing dozens of experts in the field. The underlying link between all of the advice inside is asset efficiency―specifically, how to best protect and grow your assets for retirement, while minimizing taxes and optimizing growth. In today’s world, you can’t rely on a company or government to provide for your retirement, and this straightforward guide puts you in control of your own financial health with comprehensive, up-to-date advice on: Building a diversified, global investment strategy in a low cost and tax efficient way, while also controlling risk - Utilizing and optimizing 401(k) and IRA retirement savings plans in the U.S. or an equivalent foreign retirement plan - Understanding the tax benefits and investment characteristics of owning and renting real property The material in this user-friendly guide works both for those with limited invest-ment experience looking to develop a cross-border investment strategy, as well as for experienced investors in need of retirement advice to avoid getting blindsided by unexpected taxes or difficulties when drawing from their savings. Globally mobile families need special financial guidance for their unique lifestyles, and The Cross-Border Family Wealth Guide ensures that you have that information on your side. “Andrew Fisher’s The Cross-Border Family Wealth Guide comes to the rescue of those who may not even realize that they need to grapple with tax, financial, and investment requirements and opportunities that are extraordinarily complex… The Cross-Border Family Wealth Guide reveals proven pathways out.” ―From the Foreword by Tim Kochis, JD, MBA, C THE AUTHORITATIVE PERSONAL FINANCE GUIDE FOR EXPATS The Cross-Border Family Wealth Guide is the financial guidebook cross-border families have been waiting for to clarify and streamline the complexities of global wealth management. For Americans living abroad and foreigners living in the U.S., this helpful resource details how to navigate the ever-changing rules and regulations which complicate saving and investing, an