The Money Book That's Making a Buzz … The Today Show , Naomi Judd's New Morning , Dr. Laura, NPR, The Wall St. Journal "The process changed the way I look at everything—my own life, my relationships with others, and my understanding of the world." That is how Wynonna Judd described her work with coauthors Ted and Brad Klontz, using the principles outlined in The Financial Wisdom of Ebenezer Scrooge. As the United States braces for an economic crash, the time-tested Financial Wisdom of Ebenezer Scrooge will help anyone stand on solid financial footing, securing prosperity for themselves and a healthy financial legacy for their family. Almost universally—regardless of income bracket or upbringing—people suffer from the same money affliction, and the real problem isn't money at all. The real problem—and the one that is overlooked in financial planning seminars and glossed over in other wealth-building books—is the relationship people have with their money . For the first time in paperback comes the breakthrough method from noted psychologists Ted and Brad Klontz and financial planner Rick Kahler, which The Wall Street Journal hailed as "innovative," combining "experiential therapy with nuts-and-bolts financial planning." Their proven method, which was publicized in the American Psychological Association magazine, helps people recognize their dysfunctional mind-sets about money. Mind-sets like "It's not nice to talk about money," "I'll never have enough money to be secure," "I deserve to spend money," and "If you are good, the universe will give you what you need." By culling timeless truths from the classic Dickens's tale and combining them with sound financial and psychological principles, the authors give anyone the tools they need to transform their relationship with money and break through their barriers to wealth and financial freedom. The Financial Wisdom of Ebenezer Scrooge packs a powerful punch. I found it to be one of the most entertaining 'money psychology' books I've read.--Gerri Detweiler, host, Everyday Wealth Radio An innovative effort that combines experiential therapy with nuts-and-bolts financial planning. The Wall Street Journal This book provides several weeks of therapy in 188 pages. The Washington Post This rather unique book deals not only with net worth but self-worth. It will help many people learn how to see and live with money not just for money's sake but as a way to free their inner-selves with a guiltless freedom borne of financial security.--Steve Bucci, President, Money Management International Financial Education Foundation and syndicated "Debt Adviser" columnist Ted Klontz, Ph.D., is the President of Klontz Coaching & Consulting (www.klontzcoaching.com) and a noted pioneer in bending the fields of psychotherapy and financial planning. He is a speaker, workshop leader, and has an active private coaching/consulting practice. Ted has been a contributor and coauthor of a number of books, including Chicken Soup for the Recovering Soul and Facilitating Financial Health . His work has been featured in Wynonna Judd's best-selling book Coming Home To Myself , and he has been a guest on Today and Naomi's New Morning on the Hallmark Channel . Brad Klontz, Psy.D., is the 2008 President of the Hawaii Psychological Association. He is a licensed clinical psychologist, speaker, researcher, consultant, columnist, and personal coach. The CEO of Klontz Coaching & Consulting (www.klontzcoaching.com), Brad has been published in numerous professional journals. He is a leading expert in the psychology of money whose work has been featured on NPR and in the Wall Street Journal and Washington Post . He is the coauthor of Facilitating Financial Health and the creator of the Financial Health Scale . Rick Kahler, CFP®, MS, ChFC, CCIM, launched his professional career in real estate at age eighteen and went on to earn a master's degree in personal financial planning. He founded Kahler Financial Group in 1981 and became South Dakota's first fee-only financial planner in 1983. Between 1998 and 2003, he served as a member and then chairman of the South Dakota Investment Council. He oversaw a six-billion-dollar portfolio and was widely recognized for making exemplary strides in a time of unprecedented market volatility. 1 Money Scripts The Beliefs Behind the Behaviors If you bring forth what is within you, what you bring forth will save you. If you do not bring forth what is within you, what you do not bring forth will destroy you. —The Gnostic Gospel of St. Thomas ij As warped as Scrooge's behavior may seem, his actions make perfect sense when viewed in the context of his beliefs about money. Several hidden beliefs are at the root of Scrooge's misery. For example, Scrooge believed 'You can't trust anyone with your money.' He didn't even trust his loyal clerk, Bob Cratchit. We can see this clearly in the first chapter of A Christmas Carol: 'The d