Three out of 10 Americans - or 15.7 million people - who are on Medicare have chosen to leave Original Medicare and enroll in a privately-managed Medicare Advantage plan. A large percentage of these well-intentioned seniors enrolled in such a plan without being told or understanding that leaving Original Medicare to enroll in a Medicare Advantage plan could have a negative impact on their access to health care and financial well-being the rest of their lives. Even worse, many were never told that changing from Original Medicare combined with a Medicare Supplement for a Medicare Advantage plan could be irreversible after a short period of time. This new book from Medicare expert and author of "Medicare is not one-size-fits-all" Charles Bradshaw explains in detail how Medicare Advantage plans may save a little money when someone is younger and healthier but can limit access to health care and cost a lot more in later years when health issues may develop. Charles Bradshaw assists people who are going on Medicare or who are already on Medicare in choosing the right Medicare plan for their needs and budget. After graduating from the University of Tennessee, Charles worked around the country in Finance, Marketing and executive-level positions helping such companies as Disney, Nestle, Procter and Gamble, DirecTv and Hilton Hotels. He spent enough time doing this work to realize that there was a lot more important decisions affecting people's lives made by real people around kitchen tables than phony people around boardroom tables. Charles has met with and helped thousands of seniors understand their Medicare options and helped them choose the right plan for their needs. Besides helping people with their Medicare and making a difference in their lives, he considers his greatest professional accomplishment to not having been bitten by any of his clients' dogs though he once was pecked by one of their chickens.