The Pension Shield Option™: Protecting Your Pension, Your Spouse, and Your Legacy by George McReynolds, CFP® with Jim Lusk, CFP®, CLU®, ChFC®, CLF®, M.Ed. Your pension is more than a paycheck — it’s your family’s future. For police officers, firefighters, and EMTs, the pension decision is the most permanent financial choice of a lifetime. One checkbox in your retirement packet can mean the difference between security and loss, flexibility and regret. The Pension Shield Option™ reveals how to protect your spouse and preserve your income—without surrendering control of your pension. Financial planners George McReynolds and Jim Lusk combine decades of experience serving public safety professionals to expose the hidden costs of the “standard survivor option” and introduce a smarter, proven alternative. Discover how to: • Keep your maximum pension income while still protecting your spouse. • Replace the survivor option with flexible, tax-free coverage you own and control. • Avoid permanent pay cuts and shrinking COLAs that drain your retirement. • Coordinate your pension with DROP, deferred comp, and tax-efficient legacy planning . • Turn your pension into a family shield that guards both income and inheritance. Packed with case files, tactical comparisons, and easy-to-follow checklists, The Pension Shield Option™ equips first responders and their families to make their most important retirement decision with clarity, confidence, and control. Your pension should be a shield — not a gamble. Before you sign your retirement papers, learn how to protect what you’ve earned. About the Authors George McReynolds, CFP® is a decorated U.S. Army veteran, former paramedic and police officer, and CERTIFIED FINANCIAL PLANNER™ professional who specializes in helping public safety professionals retire with confidence. He is the author of Prosperity By Design and Stop, DROP and Roll: a retirment guide for first responders . Jim Lusk, CFP®, CLU®, ChFC®, CLF®, M.Ed. is a nationally recognized retirement planner, author of Die Neatly: Money Machines for Life , and creator of the Private Protection Plan (PPP). For over thirty years, he’s helped retirees preserve income, protect families, and build lasting legacies. Jim is a former mathmatics and physics educator. Product details Publisher: Just Abundance Media LLC (2025) - ISBN: [Insert ISBN here] - Paperback: 100 pages - Dimensions: 6 x 9 inches - Categories: Business & Money › Personal Finance › Retirement Planning - Business & Money › Insurance - Biographies & Memoirs › Law Enforcement