A thoroughly revised and expanded update to the book that critics are calling the first true investing book for the "new normal"   You entrusted your financial security to the “experts,” and now you’re wondering what it’ll take to recover from the economic crisis and get back on your feet. In this updated and expanded edition of his critically-acclaimed guide to staying rich in good times and bad, financial planner and investment strategist Jason Vanclef delivers more straight answers and solid solutions—and he takes a well-earned poke or two at Wall Street in the process. According to Vanclef, True Asset Class Diversification is the best way to build the solid financial foundation you need for a secure future. And he puts his money where his mouth is with a comprehensive, easy-to-understand and use plan for maximizing your investments—not just cutting your losses.  Learn the unvarnished truth about "tried and true" Wall Street practices and why stocks and bonds are not the answer—and which investment vehicles are - Find out how to diversify into oil/gas, equipment, ,notes, real estate, bullion and rare coins the way the super-rich do—information that Wall Street doesn’t want you to have - Get priceless advice on whether or not to pay off your home or pay cash for a car and how to build your wealth more efficiently - Discover the pitfalls of insurance and Variable/Fixed/Index Fixed annuities that agents will never tell you about - Get the lowdown  on advanced income tax reduction strategies, discounted Roth IRA conversions, and asset protection techniques that will help protect your hard earned wealth. You entrusted your financial security to the "experts," and now you're wondering what it'll take to dig out from the economic crisis—and their advice—and get back on your feet. You were told that your retirement savings were in good hands—until they disappeared down the black hole created by Wall Street bankers. Sound familiar? You're in good company—many investors share your pain. And, like them, you simply can't afford to let yourself get suckered in again. But who can you trust? Who can you turn to for straight answers about how to protect your assets from the clutches of fast-talking advisers who can't wait to line their pockets with your hard-earned cash? In this thoroughly revised and expanded edition of his critically acclaimed guide to staying rich in good times and bad, financial planner and investment strategist Jason Vanclef gives you the straight answers and solid solutions you need to take charge of your own financial future. And he takes a well-earned poke or two at Wall Street in the process. From an analysis of the downside of conventional thinking to the secrets of the Fortune 400, from diversification tactics for building a solid financial blueprint to estate and income tax planning and improving returns on investments, Vanclef covers all the bases. He provides expert tips on using "alternative" investments such as real estate, oil and gas, collateralized notes, equipment, bullion and collectibles in combination with traditional investments to potentially provide greater stability for ones financial portfolio. And he delivers: A comprehensive, easy-to-understand and -use plan for maximizing your investments by focusing on improving cash flow while simultaneously reducing income tax - The reasons why True Asset Class Diversification is, in his opinion, the best, most reliable way to build a solid financial foundation for a secure future - The unvarnished truth about "tried and true" Wall Street practices and why stocks and bonds are not the answer for retirement "peace of mind"—and which investment vehicles are - Sobering insights into life insurance and Variable/Fixed/Index Fixed annuities that agents will rarely tell you about - Priceless tips on whether or not to pay off your home, contribute to a retirement account, or pay cash for a car and how to build your wealth more efficiently - Expert advice on how to diversify into oil and gas, equipment, notes, real estate, bullion, and collectibles the way the super-rich do—information that Wall Street doesn't want you to have - Get the lowdown on advanced income tax reduction strategies, discounted Roth IRA conversions, and asset protection techniques that can help protect your hard earned wealth. The thoroughly revised and expanded edition of the book that critics are calling the first true investing book for the "new normal," The Wealth Code 2.0 is an indispensable financial survival guide for the twenty-first century. Finalist, 2010 Independent Book Awards Praise for the First Edition "Vanclef utilizes his expertise as a financial planner and investment strategist to offer suggestions on how to invest wisely no matter the status of one's portfolio or the economic forecast. . . . Concrete economic suggestions for staying afloat." — Kirkus Reviews Praise for the Second Edition "I recommend this book to advisors, do-it-yourselfers, and those