The money book that makes wealth inevitable, not optional. Most people think that wealth is reserved for the lucky few-those born into privilege, gifted with an entrepreneurial streak, or naturally skilled with money. But the truth is,  financial success isn't about luck-it's about habits. The Wealth Habit  is a groundbreaking, behaviour-driven approach to wealth-building that  rewires the way you think about money,  turning financial success into  a series of effortless, repeatable actions. Instead of overwhelming readers with rigid budgets or complex investment strategies, this book reveals how  small, daily financial moves compound into life-changing wealth -  no matter where you start. Whether you're struggling with money, looking to break free from the paycheck-to-paycheck cycle, or searching for a  stress-free, automated way to build wealth , this book gives you a  clear, habit-based roadmap  to make financial success inevitable. By focusing on  small, repeatable money behaviours ,  The Wealth Habit  ensures that true  wealth isn't just something you achieve-it's something you sustain for life. Habits discussed are:   The 1% Rule:  Why improving by just 1% daily can lead to exponential financial growth, and how to apply this rule to saving, investing, and earning more. The Automation Advantage   – set it and forget it:  How automation removes decision fatigue from money management. The best tools and strategies for automating savings and investing, including AI-driven financial assistants. The 24-Hour Pause Button ™  – Mastering Your Built-In Brake:  How to   activate your pause button™ and fill the gap with purpose The "Pay Yourself First" Habit   – the golden rule of wealth-building : This is the secret behind why wealthy people never run out of money. Learn how to ensure you prioritize saving before spending, and steps to set up automatic wealth accumulation. The Effortless Investing Habit:  How to make investing automatic, stress-free, and a lifelong habit to guarantee your long-term financial security The Side Hustle Habit : How to start a side hustle with minimal time and effort, AI-driven tools and automation to scale side businesses and maximize efficiency. The Generosity Habit – Why Giving Makes You Wealthier : How generosity shifts your financial mindset from scarcity to abundance. Discover the connection between giving, purpose, and long-term wealth. K en Okoroafor  is married to  Mary  and they have two sons. Together, they achieved financial independence by age 34, 100% debt-free, having paid off their mortgage in 7 years. They are the authors of the Instant Sunday Times Bestseller, Financial Joy. They are also the award-winning founders of The Humble Penny and Financial Joy Academy. Ken is a Chartered Accountant, Cambridge MBA and former CFO who started life aged 14 as a first-generation immigrant to the UK with no money. He's an international speaker at companies and keynotes public events and conferences. Clients include Netflix, Meta, Amazon, Google, Expedia, S&P Global, Macquarie, Ogilvy, Slaughter and May, etc.