Scotlyn "Scotty" Longpre is cheeky and stubborn and gets into other people's business every chance she gets. On the flip side, she is hard-working and friendly. Most of all, she is entertaining. The people of St. Thomas love her. After three years of living on St. Thomas, Scotty knows it was worth abandoning her former life and starting a new one far away from her past. True to her style, she butts into a deckhand's business. She jumps at the chance to make things right for him, even though she doesn't know his name. That's understandable because he was dead when she met him. That means nothing to Scotty. She wants to discover who he is, what happened, and why a deck chair is chained to him. Her mind is made up. Then, a wealthy tourist hires her and her friend, out-of-work cop Miles Dunn, who needs a job, to find his kidnapped teenage daughter, and the case becomes her obsession. She disregards everything, including Ash Parrish, the man who loves her, and Harold "Cutie" Pickering, her business partner. All Scotty wants is her quiet, routine, island life back, and the faster that happens, the better. Nobody messes with Scotty and what she wants. After an international gun dealer, a human trafficker, and a hitman arrive on St. Thomas, Scotty gets in their way. The three men want her dead. She is the only thing between them and their plans to make millions of dollars. They find out there's no changing Scotty's mind. Not a stalker, a hitman, a hurricane, nor breaking the law will stop her. It's all or nothing. For Scotty, it's "Worth It!" .