Money is NOT the Root of All Evil — A Financial Guide for Ages 12–21, by Teens, for Teens Are you between 12 and 21 and wondering how to handle money wisely? Whether you're just starting to earn, saving for college, or feeling like you're already behind, this book is your all-in-one guide to managing money God’s way . Written by two 18-year-old high school graduates, this book equips the next generation with timeless biblical wisdom and real-world financial skills . It’s relevant, relatable, and rooted in truth—not trends. 📖 What’s Inside? 💰 A Solid Biblical Foundation Learn how Scripture shapes a healthy mindset about money, wealth, and purpose. - Discover how the Gospel influences your financial decisions and long-term goals. 📚 Backed by 80+ Trusted Sources and Real-World Statistics We haven’t invented anything new. We studied the best financial minds in the world and made their wisdom practical for teens. - We cite over 80 sources —from financial experts to biblical teachers—and include statistics to support every major point. - Cited voices include Dave Ramsey, Warren Buffett, Steve Jobs, Robert Kiyosaki, Rachel Cruze, Mark Tilbury, Graham Stephan, George Kamel, Suze Orman, Ramit Sethi, Alex Hormozi, and Jaspreet Singh . - This is a research-backed, no-hype resource that teens, parents, and teachers can trust. 🧠 Made for Teens, by Teens We wrote this for people like us—middle schoolers, high schoolers, and young adults who want to do money differently . - It’s the financial book we wish we had when we were 14, 15, and just starting to think seriously about the future. 🔎 Topics Covered: History of Money – Understand the origins and impact of currency. - Stewardship – Learn to faithfully manage what God has entrusted to you. - Earning – Explore jobs, gigs, and side hustles. - Giving – Embrace generosity with biblical purpose. - Saving – Build habits and delay gratification. - Spending – Avoid traps and shop intentionally. - Emergency Fund – Prepare for life’s surprises. - Budgeting – Master your money with simple systems. - Debt – Understand its cost—and how to avoid it. - Career & Entrepreneurship – Discover your calling and create value. - Investing & Retirement – Start building wealth early. - The Gospel – Because wise money management flows from our identity in Christ. 👥 Who This Book Is For: Ages 12–21 who want a clear, practical financial foundation - Parents aiming to equip their kids for real-world success - Homeschoolers, youth groups, Christian schools, and discipleship groups - Anyone seeking a faith-based, age-appropriate guide to money 🔑 What Makes It Different: ✅ Written by teens who’ve walked this road ✅ Rooted in biblical truth, not worldly trends ✅ Packed with real stats, citations, and expert ideas ✅ Simple enough to follow, deep enough to change lives You don’t have to wait until adulthood to be wise with money. Start building habits now that will serve you for life— financially, spiritually, and practically . This book will show you how.